Project the growth of your investments with regular contributions, expected returns, and fee impact.
Projected Value (After Fees)
£135,180
Total Invested
£58,000
Return (After Fees)
£77,180
Fees Cost
£10,001
| Year | Contributed | Value (After Fees) | Value (No Fees) |
|---|---|---|---|
| 1 | £12,400 | £13,156 | £13,216 |
| 2 | £14,800 | £16,523 | £16,664 |
| 3 | £17,200 | £20,116 | £20,362 |
| 4 | £19,600 | £23,949 | £24,327 |
| 5 | £22,000 | £28,040 | £28,578 |
| 10 | £34,000 | £52,985 | £54,916 |
| 15 | £46,000 | £87,480 | £92,252 |
| 18 | £53,200 | £114,229 | £121,772 |
| 19 | £55,600 | £124,365 | £133,068 |
| 20 | £58,000 | £135,180 | £145,180 |
Investment returns come from two main sources: capital growth (the increase in value of your investments) and income (dividends from shares or interest from bonds). Over long periods, reinvesting this income can significantly boost your total returns through the power of compounding. This calculator helps you project how these factors work together over time.
This Calculator Site tool is designed to give you a clear projection of your potential investment growth. For more detailed calculations on compounding, you might find our Compound Interest Calculator useful.
The Hidden Cost of Fees
Investment fees may seem small as percentages, but they compound over time and can dramatically reduce your final pot. The difference between a 0.2% fee and a 1.5% fee over 30 years on a £100,000 portfolio could be tens of thousands of pounds. Always compare the total cost of investing, including platform fees, fund fees, and any trading costs.
Understanding key benchmarks and allowances can help you set realistic expectations for your investment journey. These figures are a useful starting point for planning. You can explore different scenarios using our Savings Calculator.
7-10%
Avg. historical equity return
£20,000
Annual ISA Allowance (25/26)
£3,000
Capital Gains Allowance (25/26)
How to use this Calculator Site tool
Enter your initial investment, how much you plan to add monthly, your expected annual return, and the investment period. The calculator will then project the future value of your investment, showing a year-by-year breakdown and the impact of fees. Adjust the numbers to see how different scenarios could play out. For salary-related calculations, see our Take-Home Pay Calculator.
Compound Interest Savings Calculator
See how your savings grow over time with compound interest and regular monthly c...
Compound Interest Calculator
Calculate compound interest on any amount with flexible compounding frequencies.
Savings Goal Calculator
Work out how much you need to save each month to reach your savings target.
ISA Growth Calculator
Calculate the tax-free growth of your ISA savings over time.
Savings Comparison Calculator
Compare different savings accounts and interest rates side by side to find the b...
Savings vs Investing Calculator
Compare projected returns from savings accounts versus stock market investing ov...
We use cookies to ensure the website works properly and to help us understand how it is used. You can accept all cookies, reject non-essential ones, or manage your preferences. Read our Privacy Policy for full details.