Compare the true cost of mobile phone contracts vs buying outright with a SIM-only deal.
Contract deal
Buy outright + SIM only
You Save
£42.00
with SIM-only + outright
Contract Total
£1,129
SIM-Only Total
£1,087
Effective Phone Cost
£841
Bundled phone contracts are convenient but often more expensive than buying the phone separately and using a SIM-only deal. This calculator helps you compare the true total cost of each option.
Managing your day-to-day finances effectively starts with understanding where your money goes. You may also find our Percentage Calculator useful for related calculations.
For a broader view of your finances, try the Loan Repayment Calculator or the Salary Calculator. All of our calculators are free to use and updated for the 2026/27 tax year where applicable.
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