Estimate your UK State Pension based on qualifying years of National Insurance contributions.
Check your record at gov.uk. Need 10 minimum, 35 for full pension.
Weekly State Pension
£221.20
£11,502.40 per year
Monthly
£958.53
Annual
£11,502.40
Years to SPA
12 yrs
Qualifying Years
35/35
Potential Weekly
£221.20
The new State Pension is based on your National Insurance record. You need at least 10 qualifying years to receive any pension and 35 years for the full amount. Check your NI record on the gov.uk website.
Planning for retirement early gives your money more time to grow. You may also find our Pension Contribution Calculator useful for related calculations.
For a broader view of your finances, try the Pension Contribution Impact Calculator or the Take-Home Pay Calculator. All of our calculators are free to use and updated for the 2026/27 tax year where applicable.
Pension Contribution Calculator
Calculate the impact of pension contributions on your take-home pay and tax savi...
Pension Contribution Impact Calculator
See the real cost of increasing your pension contributions after tax relief.
Retirement Calculator
Plan your retirement with projections for your pension pot, state pension, and i...
Retirement Savings Calculator
Calculate how much you need to save for retirement and the monthly contributions...
Retirement Age Calculator
Find out your UK State Pension age and when you can start claiming based on your...
Pension Drawdown Calculator
Calculate how long your pension pot will last in drawdown. Model different withd...
We use cookies to ensure the website works properly and to help us understand how it is used. You can accept all cookies, reject non-essential ones, or manage your preferences. Read our Privacy Policy for full details.