Comparing job offers is about more than just salary. Factor in tax, pension, commute costs, remote working days, and holiday entitlement to find which offer is truly the best deal.
When you receive multiple job offers, it is tempting to compare them purely on salary. However, the headline salary figure can be misleading. A job paying £45,000 with a 30-minute commute and 30 days holiday could be worth more to you than a job paying £50,000 with a 90-minute commute and 25 days holiday. This calculator helps you see the full picture.
The take-home pay calculation uses current UK tax bands and National Insurance rates to show you what you actually receive after deductions. Employer pension contributions are added as they represent real value to you, even though you do not see them in your bank account immediately. Commuting costs are deducted because they are a direct expense of going to work.
Perhaps the most revealing metric is the effective hourly rate including commute time. This shows what you truly earn per hour of time dedicated to work. A higher-paying job with a long commute may actually pay you less per hour than a lower-paying job closer to home. Remote working days reduce your commuting costs and time, making them a significant financial benefit.
For more detailed salary analysis, try our Take-Home Pay Calculator or Salary Calculator. If you are considering a contractor role, our Contractor vs Permanent Calculator can help you compare the two.
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